Mortgage Lending Experts Miami Florida. A&D Mortgage is a lender you can trust to provide you competent, ethical and reliable service. Our professional operations staff and loan officers are both knowledgeable and experienced. We pay close attention to our borrower’s financial needs and work diligently to provide them with the proper solution. We make sure that each and every client is fully aware of the loan process and keep them totally informed from application to closing and ensure that their experience with A&D Mortgage is a positive one.

We have a variety of commercial loan programs available that vary from the traditional full document program to a stated income product. As you know, there are many factors which determine the eligibility of a property for financing and we therefore recommend that you call us so we can better understand your situation and objective. You may reach our Commercial Department at 305-381-0621 Email:

Loan Programs Available

Available Loan Options

  • Subordinate Financing Allowed
  • Gift Funds Allowed
  • DTI up to 50%
  • Self Employed, In Business Less Than Two Years
  • Escrow for Repairs or Completion Allowed
  • Light Documentation Option
  • LTV as high as 75%
  • Loan amount $300,000 to $100,000,000
  • 2 to 10 Year Fixed Rate Terms

Loan Types

  • Traditional Bank Programs
  • Stated Income – Verifiable Asset
  • Private Money

Commercial Property Types

  • Multifamily
  • Office Buildings
  • Retail Centers

Transaction Types

  • Purchase
  • Refinance
  • Refinance Cash-out


Note: Programs are subject to change without notice. Each program has its own set of underwriting guidelines; please contact one of our Loan Professionals to find out the latest and specific program requirements.



AVENTURA BRANCH: 17820 West Dixie Hwy. Suite B, Aventura, FL 33160 NMLS #1598677
HIALEAH BRANCH: 5590 West 20th Ave. Suite 401, Hialeah, FL 33016 NMLS #1540385