(305) 834-0734

South Florida Mortgage Lenders. We have a variety of commercial loan programs available that vary from the traditional full document program to a stated income product. As you know, there are many factors which determine the eligibility of a property for financing and we therefore recommend that you call us so we can better understand your situation and objective. 

A&D Mortgage has successfully been providing residential and commercial loans for borrowers in Miami, Broward and Palm Beach counties, Florida. Whether our borrower is a South Florida native, a transplant, or a Foreign National we have the right program to fit virtually everyone. You may reach our Commercial Department at 305-381-0621 Email: info@zerchingloans.com

Loan Programs Available

Available Loan Options

  • Subordinate Financing Allowed
  • Gift Funds Allowed
  • DTI up to 50%
  • Self Employed, In Business Less Than Two Years
  • Escrow for Repairs or Completion Allowed
  • Light Documentation Option
  • LTV as high as 75%
  • Loan amount $300,000 to $100,000,000
  • 2 to 10 Year Fixed Rate Terms

Loan Types

  • Traditional Bank Programs
  • Stated Income – Verifiable Asset
  • Private Money

Commercial Property Types

  • Multifamily
  • Office Buildings
  • Retail Centers

Transaction Types

  • Purchase
  • Refinance
  • Refinance Cash-out


Note: Programs are subject to change without notice. Each program has its own set of underwriting guidelines; please contact one of our Loan Professionals to find out the latest and specific program requirements.

Office: 305-381-0621   Fax: 305-359-3169

AVENTURA BRANCH: 17820 West Dixie Hwy. Suite B, Aventura, FL 33160 NMLS #1598677
HIALEAH BRANCH: 5590 West 20th Ave. Suite 401, Hialeah, FL 33016 NMLS #1540385

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