Mortgage Lending Solutions Miami Broward

Mortgage Lending Solutions Miami Broward. A&D Mortgage offers an extensive variety of residential mortgage programs for today’s qualified borrower. Our professional staff and loan officers will provide you with a pleasant mortgage experience. Everything we do is transparent and disclosed to you prior to closing, thee are no surprises! Your experience is the Key to maintaining our success in our market place. You can count on A&D Mortgage to deliver the outstanding service and experience you deserve.

Below is a list of documents that we need when you apply for a mortgage. This is a preliminary list and you may be required to provide additional documentation once the loan process is started.

Income Documentation
- 2 years W-2’s
- 2 years tax returns – Business and personal
- Most recent 30 day paystubs
- Proof of retirement income – SS and Pensions (direct deposit & awards letter)
- If receiving child support or alimony we will eventually need proof of receipt for the past 12 months plus a copy of the divorce decree
- Letters explaining any gaps in employment for the past 2 years
Assets Documentation
- 2 months most recent bank statements & investment account statements
- 401K statement and terms of withdrawal
Purchase Contract – all pages
Borrower ID’s (Driver’s License and SS card – must be legible)
Work Visa or Green Card
If a refinance copy of current home owners insurance and flood policies