South Florida Home Mortgage Lenders

South Florida Home Mortgage Lenders. A&D Mortgage has been providing residential and commercial loans to borrowers in Miami, Broward and Palm Beach, Florida counties. Whether our borrower is a native of South Florida, a transplant or a foreign citizen, we have the right program to fit virtually everyone. You need a mortgage company that involves you in the process every step of the way. During the process of your loan, we keep you updated of each phase of your loan. You will never be in the dark as to where the loan is and how long it will take for your loan to be approved.

A&D Mortgage is a professional lender that you can trust to provide you with a competent, ethical and reliable service. Our professional operations staff and credit officers have both years of knowledge and experience. We pay close attention to the financial needs of our borrowers and work diligently to provide them with the right solution. We make sure that each and every client knows the loan process and keeps them fully informed from the application until closing and we make sure that your experience with A&D Mortgage is positive.

We have a variety of commercial loan programs available that vary from the traditional full document program to a stated income product. As you know, there are many factors which determine the eligibility of a property for financing and we therefore recommend that you call us so we can better understand your situation and objective.

You may reach our Commercial Department at

305-381-0621

Email: info@zerchingloans.com

Loan Programs Available

Available Loan Options

Subordinate Financing Allowed
Gift Funds Allowed
DTI up to 50%
Self Employed, In Business Less Than Two Years
Escrow for Repairs or Completion Allowed
Light Documentation Option
LTV as high as 75%
Loan amount $300,000 to $100,000,000
2 to 10 Year Fixed Rate Terms

Loan Types

Traditional Bank Programs
Stated Income – Verifiable Asset
Private Money

Commercial Property Types

Multifamily
Office Buildings
Retail Centers

Transaction Types

Purchase
Refinance
Refinance Cash-out

Note: Programs are subject to change without notice. Each program has its own set of underwriting guidelines; please contact one of our Loan Professionals to find out the latest and specific program requirements.